Let’s give a round of applause to GeldReich for being this week’s Featured Trader!
GeldReich has been a member of the Investagrams community since 2020, and he consistently shares his trading plans for his picks. One of the things that caught our attention was the number of details he put into his posts. It is obvious that he really spends time preparing the charts that he shares as he also indicates specific entries and exits along with his convictions for the trades.
A couple of weeks ago, our featured trader posted his trade idea for PSE:PHR. As a company in the tourism industry, investors started to take notice of this stock as hints of an economic re-opening started to pop up. Most are expecting the company to perform better once tourism gets back to 100% hopefully in the next few months.
PSE:PHR actually came from a strong rally from its bottom a few months ago. Although the hype died down for the stock, the price found support above the 0.9 level as the stock went into consolidation. As bearish sentiment was prominent in the PSE for the past weeks, only a few really paid attention to PSE:PHR. GeldReich was one of the few who still looked for opportunities in the stock, and he felt that the consolidation was an opportunity for a momentum play.
TECHNICAL STANDPOINT
In terms of price action, PSE:PHR fell by a significant amount from the peak of it’s rally before finding support – a possible reason why not many traders still looked at this stock for trading opportunities. Our featured trader took note of this as well as he mentioned that the price consolidation actually formed at the lower ranges of the market structure’s Fibonacci levels. However, this didn’t mean that a big move is completely impossible. After finding support near the 0.9 – 0.95 area, volatility, as well as volume, quickly receded signaling that a big move could come. GeldReich also notes that the consolidation formed a symmetrical triangle, with different moving averages acting as key levels. Most notable is the 200 day EMA possibly acting as a resistance level.
FUNDAMENTAL STANDPOINT
PSE:PHR mainly owns businesses that revolve around gaming, leisure, and tourism. It comes as no surprise that the pandemic caused the stock price to sharply fall and that covid restrictions becoming laxer could serve as a catalyst for a rally. With strong domestic demand along with the prospects of laxer travel restrictions and a resurgence of tourism in the Philippines, investors are starting to pay attention once again to this company. Although the financial numbers aren’t there yet, the market is pricing in rejuvenated cash flows in the coming months.
What should be my next step?
Even though PSE:PHR is showing some signs of strength, given the current market conditions it is still not fully advisable to aggressively trade momentum and continuation set-ups. However, this doesn’t mean that outliers don’t exist in weak markets. Looking at the bigger picture, it looks like 2.00 will be the next big level to look out for. Should you want to look for a trade, it would be best to wait for consolidation or continuation pattern to give you a proper entry with good risk to reward.
Once again, KUDOS to GeldReich for being this week’s Featured Trader! Enjoy your 14-day InvestaPrime Access and continue to be an inspiration to the trading community.
Practice doesn’t make perfect – perfect practice makes perfect. As traders, we could be charting, analyzing, and trading day in and day out non-stop. But, we could actually be just going within a loop and not improving even though we keep on doing the repetitions. It’s important to work hard, but being sincere in mastering the craft means more than just showing up – we need to look for the bitter pills and painful lessons that help cure our shortcomings and weaknesses. This is where mindfulness comes into action as we need to be aware of how our trades are playing out in order to find out how we can be better the next time. However, It can be overwhelming to do everything on your own – from building your trading logs to going through and creating the analytics for your trades. This can be troublesome. We know the pain, which is why we came up with the InvestaJournal, a tool to help you work on yourself and even bigger trading returns. More than just being an all-in-one solution for trading notes and tracking your portfolio, the InvestaJournal features a wide variety of advanced analytics that can help you level up your trading game.
Let’s see how convenient and powerful the InvestaJournal is in helping us grow as traders.
Creating a journal account
Once you have access to the InvestaJournal, creating journals is as easy as just clicking a few buttons. You just need to click on the add account button on the right to start making a new trading journal.
You are free to make as many trading journals as you’d like should you need to create multiple for organizational purposes.
Logging deposits and withdrawals
The next step towards building your own trading journal in the InvestaJournal is to input how much capital you’ve put into your trading account. Again, this will be as simple as just clicking a few buttons. Simply go to the portfolio tab, and you’ll find the option to add deposit and withdrawal transactions.
Adding these transactions shouldn’t take long as all you need to do is input how much you withdrew or deposited when you made the transaction, and how much the transaction fees were.
Setting up strategies
Should you have multiple strategies under your belt, you can list all of them in your journal so that you can tag what strategy was used per trade that you made.
You can even add buy and sell conditions, along with a description of your strategy should you need to review your rules on a later date.
Logging trades
Of course, what’s a trading journal without our trade executions? To start taking note of trades, you can head on over to the Trade Logs section and select the option to Add Trades.
Here’s the fun part: while adding your trades the InvestaJournal will let you do a lot of neat customizations. Aside from adding the trade details (ex. Price and amount of shares), you can also add notes such as what you could have been thinking while executing the trade. In addition, you will also have the capability to add what strategy you used for the trade as well as a screenshot of the chart to further help you when reviewing.
You can even take note of what you felt! You can use the emojis in the description to note if you were happy, neutral, or fearful.
BONUS: Should you need to input a big amount of trades from your brokerage account, the InvestaJournal can save you time by simply importing your ledger to the journal! Just choose the import option and simply follow the instructions for the brokerage that you are importing data from.
Analyze, analyze, analyze!
Once all the data is set, you’re good and ready to start analyzing your trades. InvestaJournal still includes basic information such as the current equity value along with realized rofits and losses. However, what sets it apart are the advanced analytics that you can take advantage of in order to find improvements left and right.
For example, statistics such as Avg. Profit can be used to determine if you really make the most out of your trades. If ever you feel like you take profits off the table too soon and want to explore holding on to a bigger portion of moves, this statistic could help you gauge how you’re improving. The InvestaJournal even shows you how strong your different strategies compare with one another, so you can see what strategy really works best for you!
Although the InvestaJournal is really simple and easy to use, it will surely make an impact on your development as a trader. We guarantee you that you will be able to find a lot of insights through the InvestaJournal that will let you take the next step towards mastery.
Want to know more about what we offer? Head on over to the InvestaPrime landing page to look at all the features that we provide to our subscribers!
Traders are often compared to athletes. In performance sports like Basketball and Football, competitors need to hone their skills. Intentional practice is needed, and to reach the highest levels, attaining 10,000 hours becomes a necessity. Trading is no different. Being one of the greats entails putting in hard work and dedication to honing one’s craft. Often, an underrated habit in getting better at performance sports is picking the brain of others. It is a necessity in competitive endeavors to learn from others; to study techniques, strategies, habits, and even dialogue on the peculiarities of the game. For athletes, it’s as simple as watching recordings to study and take notes. It’s as simple as walking up to teammates to talk about plays. For traders, research is abundant, but rarely can you see articles that really encapsulate the mindset of a trader – from ideation to the execution details.
We want you to be the BEST trader that you can possibly be, which is why we want to be the best trading teammate you’ll ever have! To make it easier for traders to look into the minds of how successful traders and fund managers work, we came up with InvestaPrime+ Research. More than just providing information on the markets, our InvestaPrime+ Research write ups will provide you with in-depth details on what our in-house traders really think and feel regarding the current state of the markets, along with what they plan to do and why they are making those decisions.
Let’s see examples of how InvestaPrime+ Research will assist you in your development as a trader!
Out of ideas? We got you.
Trading involves a lot of creativity. Especially when times are tough, traders have to be creative and see where is the money flowing into. However, let’s face it – sometimes it’s hard for us to look for which market or sector the smart money is going into when all we see in the usual markets we trade in are downtrends with setup opportunities nowhere near in sight. Even if we already have a solid trading foundation and are able to stand on our own, it’s always helpful to get a hint as to where to look for trades every now and then.
Let’s say you already checked the PH and U.S. stock markets along with the crypto market, it might still be hard for you to look for trades if you purely trade uptrend continuations and momentum patterns. With InvestaPrime+ Research, you will be able to see posts frequently about the different opportunities available across a variety of markets should you run out of ideas.
Want to validate your opinions and look for better ways of analyzing events?
As we develop as traders, we start to learn more and more about what is happening with the general market and how it affects our trading. When we gain more experience, we are able to discern events with a better eye, and it always pays to have better insights as this allows us to adjust our trading plans to the possibilities that have a higher chance of happening.
For example, every trader who has had some bit of experience in the markets would probably already know that the US markets are in a tough spot right now. By being a prime subscriber and having access to InvestaPrime+ Research, you would have access to deeper insights coming from traders who not only have a lot of experience, but also walk the talk. More than just knowing that the market is in a downtrend, you will see actionable takes that can be taken and even dissected for your benefit.
Want to know the other side of your trade?
As traders, there will always come a time where opinions differ. Rather than shying away from contrasting opinions and arguments, we should look at them as opportunities to see things from a different perspective. Whether or not someone is right or wrong, we are all students of the markets. It doesn’t matter if you already have 10 years of experience or if you just completed your first year, everyone can always learn something new from another trader.
For instance, our take on the mining industry. It might not have been a popular opinion and some people did not see the potential. However, we believed that there was a lot of potential in the industry and the rally manifested. Of course, we could have been also wrong; we will never claim to know how the future will unfold. However, we will aim to give you our BEST analysis so that you can take trades that we believe have potential, compare and contrast the differing opinions to hone your own analytical skills, or even do both.
The snippets shown here are just samples of the multitude of insights that we provide to our Prime+ subscribers through InvestaPrime+ Research. Again, the goal here is to be the best trading teammate you’ve ever had as we aim to provide you with extensive research and analysis.
Want to know more about what we offer? Head on over to the InvestaPrime landing page to look at all the features that we provide to our subscribers!
Do you have liquid assets you want to see grow? Short-term investments might be exactly what you’re looking for. A short-term investment is a temporary investment that can be easily converted to cash. These investments are typically stored between 6 months to 5 years. The end goal of this type of investment is to gain more money quickly mostly through a passive income.
MONEY MARKET FUNDS
Money market mutual funds are a type of mutual fund that invests in low-risk and short-term debt securities. This is definitely a good choice for liquid assets because it still earns small returns without having to wait a long time. This type of fund takes about 6 months to 1 year to mature. It’s considered one of the least risky investment options because of its high liquidity.
Some of the things that need to be taken into consideration with looking into which money market fund options might be right for you are the minimum investment needed, the administrative fees, the maturity period, and the early withdrawal fees.
TIME DEPOSITS
Another good investment option is a time deposit. Time deposits are a kind of bank account that earns a fixed interest over a period of time. During the specified term, the money cannot be withdrawn. In some cases, it can be withdrawn with but it will have an early withdrawal fee.
The selection of lock-in periods can range from 30 days to 5 years. Interest rates of time deposits are higher than savings accounts. This could be a good investment if you have passive money that you would like to grow. Just like savings accounts, these are options often given by traditional banks but digital banks have better rates.
STOCKS
Investing in stocks can be for the long-term or for the short term. Short-term stocks mean more attention but with the right research, you should be able to get a good return. A disclaimer would be that stocks do not always guarantee a return.
Some things to consider when looking for short-term stocks would be the stability of the company and understanding the risk involved for each stock bought. If you would like to learn more about stock trading and the stock market, definitely check out the free lessons at Investa University.
ONLINE SAVINGS ACCOUNT
The most common option in this list would be a savings account, more specifically a savings account opened in a digital bank. To be honest, traditional banks’ savings accounts often provide the worst interest rates. Instead of investing your money there, look for higher interest rates in digital banks.
Digital banks can offer fewer fees which means more profit for the customers. Some things to keep in mind when looking for an online savings account would be to make sure they don’t have a minimum deposit, check if they have fees per deposit, and no hidden fees.
Remember Ka-Investa, there is no better investment — only the one that fits your lifestyle. Whatever you choose among all of these, the most important thing about investing is to START NOW.
First, I’m going to tell you right off the bat after reading this you might get inclined to getting rid of the usual Moving Averages that you would use in your chart view.
So instead of looking at all of these lines in one chart…
We’ll break it down into time frames using only one Moving Average. This way, you get a clearer picture on how you would approach a certain trade and you can confidently approximate how long you will hold on into that certain stock.
If you try to go back to the first picture of this post you would observe that each colored line is almost identical to each other.
Why breakdown a chart into more time frames when the Daily is already enough?
I know some of you would already ask this question. Let me share to you a typical scenario that I would always encounter whenever I traded using only the Daily time frame. Some traders can fall for this trap as well.
The chart above is an example of a simple trend following strategy wherein you buy above the MA 20 (red line) and say you only have a risk tolerance of 5% to 7% per trade.
However in this case, the price broke down MA 20. But because the MA 50 and MA 100 are acting as a dynamic support and the last candlestick is giving you a hint of hope that it might bounce because of the wick, you suddenly decide to hold without realizing that you could potentially lose 8% to 13% in the process.
Aside from checking if your psychology would be alright with the scenario, you should also check if it’s worth the time to wait for your trade plan to materialize or should you move on and look for stocks with a trade plan that has a shorter time to materialize .
From a trend follower’s perspective, there are times where you’ll get tempted to hold longer that you lose your awareness that you are already beyond your risk threshold. The worst thing that you could do is cling to that false hope that the price would hold above your remaining moving averages
Should you want to proceed with fully immersing yourself in line charts with the possibility of “unlearning” candlesticks in the process (because yes they generate a lot of noise too if you think about it), then this guide is for you.
We will talk about the only Moving Average that you’ll only need especially if you’re the type who has the tendency of switching time frames —the 200 period average!
What time frames to analyze when screening stocks?
From a line chartists perspective, we approach moving average screeners differently compared to the candlestick chartists wherein they can just use the Daily time frame to plan their trades in most cases.
Also, there are times that we can get impatient whenever we look at a higher time frame praying that the price should move quickly.
If you’re looking at a Daily chart, align your expectation to that time frame and DON’T LOOK AT ITS BEHAVIOUR LIKE A 5-MINUTE CHART! (unless there is momentum)
To solve this time frame anomaly, we’ve tabulated these time frames to set your expectations as well as making your time frame jumping easier (more about this later) — and you don’t even have to show the other Moving Averages in your chart view as long as you memorize these by heart whenever you’re looking at a specific time frame:
Time frame (w/ SMA/EMA 200)
Daily SMA/EMA Counterpart
2 hours
100
1 hour
50
15-minutes
20
5-minutes
10
So when filtering your stocks whether it be by 20-day, 50-day or 100-day moving average, you already have an idea which time frame to look at whenever you want to analyze some stocks regardless of the time objective.
Personally, I don’t use the 2-hour timeframe or the 5-minute time frame but if your trading system involves using a Daily 10-period or 100-period moving average then feel free to use the time frames.
Additionally, you will also have a rough idea of how long you’ll probably hold on to that position and yes, we also roughly estimated it for you so you know what to expect (at least based on my trading experience)
Time frame (w/ SMA/EMA 200)
Estimated Holding Time
Daily
Weeks to Months (or Years)
Hourly
Days to Weeks
15-minutes | 5-minutes
Minutes to Hours | Hours to Days
200 in action!
Let’s take a look at an example. Here’s a recent trade that I attempted using only the Hourly time frame with an EMA 200 and Parabolic SAR (also consult the estimated holding time and the expected Daily counterpart on the last table)
$PXP Hourly Chart w/ EMA 200 (EMA 50 view at the Daily) + PSAR
With my noted estimated holding time, I did not have to guess on how long I will have to wait for the trade to materialize given the conditions.
But I know some of you will ask why I still entered despite the EMA 200 and PSAR showing downtrend signals. This is where the art of switching time frames comes into play!
I switched to a 15-minute time frame (or my “Daily MA 20 view”) to check if there is an early opportunity to enter the trade and I saw this PSAR made an uptrend signal which convinced me to enter.
Don’t worry about the time frame switching for we’ll cover it in depth in our next post. Anyway, going back to the trade, here’s what happened after a few days…
Yep that’s almost 100% gain because the stock went ceiling for a few days! And we only used the hourly time frame to create the trade plan. Here’s what my Investa Journal recorded.
Based on the journal data above, I only held the stock for less than a week which is roughly 4 to 6 days (at par with our estimated holding time expectations) for both my huge win and minor loss. As of this writing, My Portfolio 50K 2020 Challenge port is now up by almost 70%!
One moving average is enough
Bombarding your charts with a lot of moving averages can sometimes paralyze your executions especially if you’re on the winning side of the trade and you become too complacent. With this guide, your expectations should already be set whenever you trade on your chosen time frame.
Stay tuned for the next post as we talk about my thought process on traversing properly through these timeframes.
A self-proclaimed “Lazy Elliottician”, Alec is a former mobile app developer turned independent singer-songwriter and busker, who goes by the stage name “Alex Corner”. He has a couple of songs on Spotify and other music digital platforms. A self-taught trader, he also created his own trader persona – “The Trading Comedy”, where he documents his trading journey in the Philippine Stock Market and beyond. He is currently a finance writer for Micky News as well as a casual gamer and streamer.
The stock market is the ultimate equalizer of wealth. Various individuals who participate in the said market have made fortunes in trading or investing in this financial instrument. However, it is a fact that not everyone is profitable in this field.
Why is that so, you may ask? Various aspiring market participants head right into the markets without the proper knowledge in the said endeavor.
Here are various reasons why individuals are afraid to invest or trade in the financial markets:
The Stock Market and other financial markets are for rich people.
Many people think that this endeavor is only for millionaires or whatnot, but in fact, it isn’t. You can place as low as 1000 pesos in the Philippine stock market in one of the best brokers here in the country. Although as a starter, it is best to place funds between 30k-50k to experience the market’s impact.
Even if you don’t have enough money yet, don’t let that become an excuse. You can still practice trading or investing through Investa VTrade. It is a platform where you can enact your trades using virtual money.
It is conventional wisdom that physical businesses are more resilient than allocating wealth onto the markets.
It is a fact that physical or traditional businesses create wealth. Although an additional stream of income through the financial markets, along with other investment vehicles such as fixed income assets, etc. is ideal to ensure our longevity in terms of finance.
It isn’t easy to trade or invest in the financial markets.
Indeed, it is. It takes time to be resilient in this craft. The key is never to give up in this endeavor, despite the early losses you will encounter. Mark Minervini, one of the best traders in this world, only started to earn money from the markets after his 6th year in trading.
It is an activity that also tests your emotional quotient. Trading the markets can be an emotional rollercoaster ride at first. Although, if you are committed to learning about this craft, such experience can be eradicated.
Many individuals think that it is a quick-rich scheme; therefore, many individuals lost money in the markets, which has led to many people being afraid of investing or trading as they think that it is precarious.
Engaging in financial markets involves risk. Although, entering the markets without the proper knowledge will amplify the risk embedded in the markets. An aspiring market participant should know what they are getting into, wherein the said individual should be committed to this lifelong activity where continuous learning must be applied.
An aspiring market participant should only invest what they can afford to lose. An emergency fund is essential just in case a black swan event may occur.
If you are lost, and you do not know where to start, then the InvestaUniversity program is here for you! It is an online class program wherein the concepts of Technical Analysis, and Fundamental Analysis are taught for free. You can join HERE.
It takes a lot of effort to excel in this endeavor.
Undeniably, an individual should pour their conscious effort and deliberate practice to being one step closer to becoming a professional trader or investor. This doesn’t mean that your eyes shall be glued onto your monitor screens 24/7.
An aspiring market participant should make hardcore preparations before the market opens. During market hours, the individual should only worry about their executions. Even Mark Minervini only spends 50% of his time in front of a monitor.
In conclusion, it is not easy to make money in the markets. Trading is not for everyone, just like any other endeavor. It requires patience, commitment, and hard work, which may deter anyone who thinks that the financial markets are a quick way of accumulating wealth. Indeed, it’s all about sustainability in the long run.
For most people, the moment they start learning strategies and demo trade here and there, they can’t wait to put their money in their brokers ASAP.
But another question arises…
“Should I trade with the extra money?”
“I don’t have any source of income, how should I get capital?”
“Should I go all-in with my savings to trade the stock markets?”
So, in this guide, I’ll be sharing with you different ways on how you can start (and grow) your trading business.
It doesn’t matter whether you are a student, an employee, or an already consistently profitable trader.
But first…
Let’s be clear
If you want to start a trading business because you need to pay your lifestyle, or immediately want to replace your full-time job…
Then I highly suggest you don’t, as the worst time to start a business is through desperate times.
Yes, having a business can give you exceptional rewards, but it does not guarantee you a fixed income all the time, or even a return of investment.
Which is why trading is a business that should not be approached with an employee mindset.
But if you will approach this trading business in such a way that you’re…
going to build a personal and financial empire, instead of trying to survive
acting from your vision instead of your fears
ready to learn the skills needed (and to pay the price) to become an exceptional trader
Then I can almost guarantee you that you will enjoy this amazing journey of a lifetime.
So let’s start…
#1: Your Most Supportive Investor
This may not sound like a grown-up move but they can be your #1 supporter and first investor even if you don’t have any track record.
But you have to let them be aware that trading in the financial markets is not a get rich quick scheme.
So never make promises or guaranteed returns to them. Another thing that you should do is to show them that you are going to trade the markets with a plan and not just enter and exit randomly.
Your trading plan may constantly change as a newbie, but let them know that you are not starting with “lack” as this is good for you and your “investor” Finally…
Make sure they won’t sacrifice important payments or be in debt to give you capital.
Because IF the worst happens, you don’t want your decision to trade the markets affect your whole family.
Next…
#2: Using Your Hard-Earned Cash Properly
As an employee, it’s easy to say that you should save money and invest extra funds.
But trading is not just a side hustle or a part-time job, it is a business that requires commitment and energy.
So one thing you must do first is to…
Build a safety net
You must have a 3-6 month emergency fund in case something happens, and eliminate consumer debts.
Because the last thing you ever want to do is to trade because you need to pay the hospital bills or pay your debts as it puts your mind in an environment where you will be forced to perform and expect guarantees in the market.
Have a budget plan Always remember that a budget plan is goal-oriented.
So there’s no such thing as a fixed rule or percentage on managing your money, it is up to you!
But having it will always set your priorities straight, fulfilling responsibilities and personal goals at the same time.
As an example, you can allocate your monthly income to the following • 25% = Needs/Expenses • 25% = Wants/Self-Investment • 15% = Passive investing • 35% = Trading capital Again, this is just an example.
So you want to ask yourself what you want and adjust the percentages accordingly.
Overall, I want you to know that what we are doing here is to put you in the right environment to trade.
Moving on…
#3: Taking Your Trading Into The Next Level
I highly suggest that you choose this step once you have found consistency in the markets, and not when you’re just starting, but here are some sources you can consider…
1. FTMO (Paid):https://ftmo.com/en/welcome/#objectives You must complete their challenge of profiting at least 1% and not lose more than 1% within 30 days You can get funded up to $100,000 but this will depend on the challenge FEE you will pay
If you are someone who trades the forex markets as a momentum or day trader, then this is for you, as the challenge and time required is quite short. 2. PSYQUATION (Free):https://psyquation.com/ To qualify, you must have a PQ score above 75 with a 6-month track record on their platform.
You can receive funding up to 150,000 AUD and 20% of profit is yours, all you need to do is to use your trading capital and build a track record.
Again, if you are someone who trades the forex markets, then this is for you. 3. FUNDSEEDER (Free): https://fundseeder.com/home It is a platform led by Jack Schwager, but conditions and funding amount is not disclosed.
You can also trade any financial markets in the world with their accredited brokers, so if you are someone who trades global markets, then this is for you.
Now…
The reason why I mentioned that you should only choose this step if you’ve already found consistency is because pursuing institutional funding or managing other people’s money with an inconsistent and self-destructing trading habit is like pouring fuel over a fire.
So if you haven’t found consistency within yourself yet, then the chances of you finding consistency with other’s money are unlikely.
Finally…
Bonus: Controlled “Tuition” Fee
If you want to start your trading journey with having “low risk” and “high reward,” then this method is for you. Let me give you an example…
If you are dedicating a ₱100,000 trading capital to trade the markets, only put ₱20,000 (20%) on your trading account as you start trading. Once you gain consistency in the markets and not lose everything for the first 3 months (depending on trading style)… Place another 20% of your initial budget capital into live trading. If you mess things up early but only put 20% of your budget into live trading, then you have experienced a learning opportunity (the reward) at a low cost
On the other hand, if you managed to allocate 100% of your capital budget, then you’ve reached the stage of consistency that’s above the majority! Remember, confidence comes from competence and something you must prove to yourself gradually.
So…Which Option Should You Pick?
Overall, every person is unique and has different circumstances.
So, you can choose an option on how you can raise capital, and then improve on it, or tweak it in a way that’s appropriate to your situation.
With that said…
What are the other ways on how you can raise trading capital (legally)?
Let me know in the comments below.
Contributor:Jet Toyco
Investagrams Username: @Jet_Toyco
About the Contributor:
Jet Toyco is a private executive trading coach and a systematic trading portfolio fund manager at TradingwithRayner.
He is also a public helper of the trading community that is always open to questions anytime to give the knowledge people deserve at no cost, and no hype.