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Malayo man, malapit rin: An OFW Kid Story

Hi! I’m Coleen, an OFW kid. If you’re like me or if you’re a family of an OFW, you might relate to my story. Ever since, siguro hindi pa ako naipapanganak, OFW na ang tatay ko. In a year, masasabi ko na I get to see him 3-4 months? And hindi yan consecutive, magkakahiwalay pa yan.


Growing up, I’d always pray for his safety. Always praying that he will be able to come home safe to us – that no danger will happen to him. If that OFW is your spouse, parent, or someone very close to your heart, you might have the same worries as I do. Nung bata pa ako, lagi ko nang iniisip kung bakit kinakailangan maghiwalay ang pamilya para lang sa maginhawang buhay o di kaya para sa magandang kinabukasan. Wala na bang ibang paraan?

Because of wanting to spend more time with the family, my parents decided to start businesses. Sinubukan naming magtinda ng chocolates, peanut brittles, siopao, and even different kinds of soap like dishwashing liquid and detergents. Their biggest investment was opening a physical shop – a “karinderya”. Just like any young business, it was tough, and we can barely make ends meet. It was a struggle. As much as my parents wanted to go through the challenges, they couldn’t afford to lose their health, me and my sister’s education, and the “bonding” time with the family. Since the “karinderya” business was our family’s bread and butter, we had to give priority to the customers’ needs prior to ours.

My dad had to go back working abroad. It was better. While he’s away working, we do our best in school and in saving money so that we can make the most when he comes back. I was happy.

Fortunately, I wasn’t contented. Wow, fortunately. Haha. Maybe I always felt that there’s something else that we can do- that maybe I can do. Maybe business is the answer for some. But what if you’re not really a business-type of person? Yung tipong shy type ka tapos hirap kang mag invite sa mga pa-networking dyan, haha. Wala na bang ibang option?

EH DI STOCK MARKET!

Unfortunately, it cost my family so much for me to know the options. We’re not really educated that much when it comes to finances, investments, or even the stock market. Other people took advantage of my lack of knowledge. I started in forex trading before I got to the stock market. I did learn something from Forex and that’s it. I just learned from my mistakes and experiences. And yes, I lose money. May be there are a lot of victims out there like me.

It was really a tough time for me. There was regret, guilt, and depression. I just wanted to help my dad. I just wanted him not to work abroad anymore. I just wanted him home.


You see, I’m really blessed, lucky you may say. My dad was very supportive even in my forex journey. He continues to believe in me even in my failures. It was my dad who introduced me to the stock market. He wanted me to get back, stand up – and use what I’ve learn and apply it to the stock market. He gave me another capital to start again.

I might not be as good as the traders out there. I can earn a few hundreds to a thousand pesos for each trade. Sabi nga nila, “small progress is still progress”. The best part of our story was – our struggles in forex led us to get serious with the stock market.

Currently, as a family, we are investing in the stock market with the hopes of the day my dad won’t need to go abroad anymore. You see. We just need to learn and share it to others. By simply sharing, we can also make an impact to other’s lives. In consequence, has an impact to the future of our children – that someday no one has to work outside the country for a comfortable life.

To everyone who wants to learn about the Stock Market, pero hindi alam saan magsisimula. Baka makatulong ito sainyo!
Check : http://invs.st/OfwKid


It’s the Biggest Trading Competition sa Pilipinas, Investagrams will also give access to Beginner Friendly LEARNING MODULES
to those na sasali, aside from the chance na manalo ka! Ang tanong nalang, gusto mo ba talagang matuto at magsimula?

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Stock Market: An OPPA OFW story

“Naks abroad ang work! Laki siguro ng sahod mo.
Size 9 nga pala ako kapatid.”


Ilan lamang yan sa mga kantyaw na matatangap mo ‘pag nalaman nilang you are working abroad. As if kaya na naming bayaran ang UTANG ng Pilipinas sa sahod namin kung makapagparinig ang iba. Just like everyone else, kaming mga OFW’s, gusto rin naming maka-ahon sa Buhay at mabigyan ng magandang future ang aming mga pamilya.

Ako nga pala si CHAD, Isa akong Caviteño, 2012 noon, Katulad ng iba, isang simpleng Empleyado lang din ako. Working the usual 8-5pm shift. Chasing the years. Hinahabol ang promotion at tinatanaw ang pagtaas ng Sahod. Katulad ng karamihan sa atin, I believed na the fastest way na makaka-ahon ako sa hirap ay ang pag-aAbroad. So ayun sinubukan kong mag-apply at magtrabaho papuntang Korea. Anyeong haseyo ❤!

Sobrang excited at saya ko!

“Feeling ko abot-kamay ko na lahat ng pangarap ko.”

Ganadong ganado ako sa mga unang araw ko sa trabaho. Ganado pa rin sa mga unang linggo. Ganado sa unang buwan ng sweldo. Until I realized na halos parehas lang dito. Different country, same story, decent salary, but away from your family. Working for more than 8 hours a day is no joke minsan wala ka ng oras para sa sarili mo. Totoong mas mataas ang sweldo, mas nakakaipon (kung matipid ka), pero totoo din yung hirap. Sobrang mahirap.

All those times, nasa BANK ang pera ko, kumikita naman mga less than 1% kada taon pero nababagalan ako. After a year, naghanap ako ng ibang way to make my MONEY work for me. The search started there. Naririnig ko na yang Stock Market na ‘yan. But I thought, just like everyone else, pang-Mayaman lang ‘yang stocks na yan. Pero given sa na-experience ng kaibigan ko, hindi naman daw kailangan na mayaman ka para magsimula. I contacted a friend from Cebu na alam kong nagii-Stocks para magtanong tanong. That was the start of my journey, sa una takot ako dahil pinaghirapan ko yung perang balak kong i-Invest but I was enlightened!

I realized ANYONE CAN INVEST IN THE STOCK MARKET, IT DOESN’T MATTER KUNG MALIIT LANG ANG IPON MO SA BANKO.


“From Customer to Shareholder of Jolibee.”

Nagbasa basa pa ko tungkol dito. Nanunuod ako sa mga business related tv station just to get a deeper understanding of how to start investing in Stocks. I was HUNGRY and After six months of searching and studying, I went home. Umuwi ako nang may bagong pangarap. Bagong bagay na gumising sa katawang lupa ko. Agad – agad akong Nag-open ako ng account with my savings. Natatandaan ko pa yung unang stock na binili ko, Siyempre yung sikat na banko, BDO. Consistently, for 6 months, aside dun sa initial capital ko, I put PHP5,000 into my account and buy BDO shares.



“After 6 months, I gained 17% from BDO.”

Cut the long story short, I continued sa journey ko. Nag-aral ako ng mga Strategies and Setups after kong magtrabaho, I also met friends along the way, yung iba sa Pilipinas, yung iba naman andito rin sa Korea. Mga taong patuloy na nangangarap at nagkaroon ng Pag-asa dahil sa Stock Market.

Naging part din ako ng isang Event ng Investagrams last 2017. (Ako yung gwapo sa pinaka right)

Madami akong nakuha through investing, given na yung Financial aspect pero Most importantly – yung Financial freedom- not the freedom na kaya mo nang bilhin lahat ng gusto mo (although that could happen, too), but ‘yung tipong ‘di ka na mag wo-worry sa mga bills mo. ‘Yung may Peace tuwing matutulog ka sa gabi knowing that you can do the things you want to do and fulfill a purpose pagkagising mo kinabukasan. You also meet friends along the way which is isa sa mga Magandang nakuha ko because I started Investing, cheesy!

I am still in Korea as of the moment. Still working. Still trading. Still fighting. Ever since na-Experience ko yung potential ng Stock Market Investing, nagkaroon ako ng desire to share lahat ng natutunan ko for almost 6 years na pag-tTRADE sa ibang OFWs who also want to reach their biggest dream, karamihan yung makauwi at makasama ang pamilya. Swerte yung mga gustong matuto ngayon. Much luckier than we were nung nag-Start palang kami. One of the biggest struggles I had during that time was the lack of learning resources, tools, and community that will support each other.


Oo nga pala, sa lahat ng gusto matuto, pero hindi alam saan magsisimula. Baka makatulong ito sainyo!
Check http://invs.st/OPPAStoryInvestaCup


It’s the Biggest Trading Competition sa Pilipinas, Investagrams will also give access to Beginner Friendly LEARNING MODULES
to those na sasali, aside from the chance na manalo ka! Ang tanong nalang, gusto mo ba talagang matuto at magsimula?

Kamsahamnida!

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What are rinse-and-repeat trading abuses?

Rinse-and-repeat trading abuses is where a trader capitalizes on the wide spread of a stock.

For example: $WPI .87 bid, .91 offer — a trader just buys and sells repeatedly in the virtual trading platform and takes advantage of the illiquid stock and its wide spread.

In the real markets, you can barely trade these situations because you need to queue your volume. Meaning, you run the risk of not having your order filled since the stock is barely trading, or much worse, you could be trapped in an illiquid stock.

On the other hand, in any virtual trading system, anyone can just go maximum allocation and buy/sell repeatedly since there is no queue, and you can exit any time — which does not represent real markets. In real market situations, you won’t be able to trade this consistently with significant volume, which is why we do not find this strategy as realistic

This kind of stock behavior depicts an unrealistic strategy and it is often abuse-able in virtual trading competitions.

We iterate that any player who is constantly getting his/her profits from rinse-and-repeat wide spread and illiquid trades will flagged and be disqualified. We will be able to validate this through our algorithms that verify the trading history of each participant.
 

We understand that scalping is a form of strategy, but it is barely applicable in the Philippines especially given the high commissions and the inability to go-in-and-out consistently due to the lack of liquidity and risk of wide spread stocks that suddenly become inactive and illiquid. Day-trading stocks that have real moves and liquidity are OK, but those who are just looking to repeatedly abuse stocks that are barely trading (widespreads) and are illiquid will be DISQUALIFIED.

As we have said, we will have no TOLERANCE to traders who are abusing illiquid stocks and rinse-repeat abuses.

We have observed that there are still a lot of traders mainly profiting from illiquid stocks and repeatedly doing rinse and repeat strategies. We have given our warning earlier to some of you. Our algorithms and our team has detected several players who continue to abuse and rely mainly on ‘rinse-repeat’ spread abuse trades. We have been very consistent in iterating to you that RINSE-REPEAT, unrealistic and abusive trading strategies will be penalized and will not be TOLERATED in this competition.

What are “abusive” trades?

Example 1: TBGI

Look at the Bid and Ask Table Below.
Some of the Traders may Opt to Buy the Stock (in the Competition) at 0.53, Sell it at 0.54 and in just a few minutes, gain around 1.5+% in profits per trade. This is nearly impossible and takes a huge amount of Time once done in Real Life because you have to wait for your order to be filled first.

We want to find winners who show TRUE skill and strategy.

Click here to join Investagrams Trading Cup 2020: Bounce Back Challenge

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Investagrams Trading League 2018

Greetings fellow Investors and Traders!

They say the best way to learn something is through experience!
Today we present to you another GREAT OPPORTUNITY to hone your trading skills, while getting the chance to compete and win AWESOME PRIZES.

Welcome to the second year of Investagrams Trading League!

The Investagrams Trading League is a mini-stock competition that runs for 3-weeks.
The winners of this competition will receive cash prizes!

How to WIN the Investagrams Trading League?

The goal of this trading game is simple. Find opportunities and trade your best to gain the most profit and have the highest total account
value at the end of two trading weeks!

WINNERS and PRIZES

The top three (3) players with the highest account value at the end of the trading round will be heralded as the winners.

Each winner will receive a corresponding cash prize from:
1st Place: Php 3,000
2nd Place: Php 2,000
3rd Place: Php 1,000

MECHANICS

For this competition, trading will begin on August 20 and ends on September 14, 2018

1. Trading is done through the Investagrams Virtual Trading Platform.

2. All ports will be reset for the competition.

3. Participants will start with Php 100,000 virtual money to trade. Learn how to use the virtual trading platform here: http://invs.st/VirtualTrading

4. You can only trade liquid and actively trading stocks, we have filtered out which stocks fit this criteria. We have taken out illiquid names that have wide spreads and can be easily abused such as OV, AR, OPM, etc. The whole stock list may be accessed once you are accepted in the competition. See List of Stocks Below.

5. You can only allocate a maximum of 33% of your portfolio on any single stock at a time. No ALL-ins!

6. There is a 10-minute trading lock after any transaction. This means you need to wait for 10-minutes before you are able to sell your position. This will prevent any scalping abusers in the competition.

7. At any point during the competition, Investagrams has the rights to modify certain rules and mechanics if they see it fit. These adjustments are done to nullify any abuses or loopholes on the trading game. Let’s keep it fair and fun for everyone. We want the winners to be truly deserving.

8. Any cheaters and abusers shall be flagged and be given corresponding repercussions.

9. Trading Hours: Weekdays from 9:30AM – 12:00PM and from 1:30PM-3:30PM (Same trading hours with the real PH Market. Meaning, you can’t trade during off hours and on weekends.)

Let’s keep it fun and fair for everyone, please do not flood the system with many entries.
Let’s be honest, so we can have a real gauge of how we fare in the competition!

REGISTRATION

To register, you must already have an Investagrams account. If you don’t have one yet you can sign up here. www.investagrams.com

Once you are logged in, you may now proceed to our competition lobby under this link: http://invs.st/InvestagramsTradingLeague2018http://invs.st/InvestaLeague2018

You can input the Organization you want to represent (Optional). Then click the JOIN button!

You may join until Monday —  August 20, 8:45 AM. Everyone will be accepted in the trading lobby, by August 20, so no need to worry.
We will send you a notification once you are accepted in the trading lobby and once the competition is about to begin.

Don’t forget to log-in your accounts once the trading starts!

In Investagrams Trading League, you get a chance to learn, have fun and compete all at the same time! You also get to win awesome PRIZES to boost your stock market journey!

So what are you waiting for?

Join the Investagrams Trading League now!

 

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